Am 28. Aug, 2010 schwätzte Bryan O'Neal so: > If you are in the self employed for the long hall you may want to join a > small business group policy. Basically the policy managers take a chunk off > the top but present a group of several thousand to the insurance company so > they get a corporate like deal. Typically it works out to be cheaper but the > last time I looked into it they all wanted a 2 year contract. Are there any that provide a true group coverage where the risk is spread against all the members of the group? I'd prefer to be on a group plan rather than with an individual plan. I think one place I looked at had a true group plan. It was a business services company that would handle accounting, retirement plans, payroll, etc. for a small business or consultant. The company requires pulling in a decent amount of consulting in order to participate, so was beyond what worked for me at the time. ciao, der.hans -- # http://www.LuftHans.com/Classes http://www.TwoGeekTechs.com/ # Director of Engineering, FonWallet Transaction Solutions, Inc. Roses are #FF0000, Violets are #0000FF, All my base, Are belong to you.